Our focus is to provide our clients with the lowest guaranteed rate structure in the industry while developing technological solutions to process credit card transactions more efficiently and effectively, resulting in improved cash flow and bottom line profitability.

We are confident in our ability to lower your credit card fees. 

Rates Too High?  Hidden Fees?

• Do you feel you may be paying too much for credit
  card processing?  
• Do you understand the transaction fees itemized
  on your monthly statement?
• Do you know how to identify your hidden costs
  and fees?

At no cost or obligation, VIVA 77 will provide your business with a processing statement analysis:

• We will analyze your business and its transaction volume/characteristics.
• We will review your current credit card processing statements, rates, and fees.
• We will assess your current equipment and processing set-up.
• We will provide you with a detailed outline of the cost savings and service recommendations that can improve your efficiency and increase
  your profitability.
• VIVA 77 has no annual fees, no conversion fees, no application fees, and no hidden fees.

Are Your Merchant Account Services Designed For Your Business?

Maybe It's Time For Change?

In our research, we discovered that many in the business community were still using their original bank or charge card service and were unaware of how much it was costing them to do so. Not only were they paying high rates and incurring hidden fees, they were unaware of many services that could make the process easier and more profitable.


With VIVA 77 there are never any hidden fees. Period!

Here is a list of some of the excessive fees you may be paying simply because you are unaware of a better solution: